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Title
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Interest rates on consumer and commercial loans: Why the difference?
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Date
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1985
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Summary
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This paper, using the period from May 1982 to May 1983 as a case study, will examine the reasons for the inflexibility of rates charged by banks on consumer loans relative to rates charged by banks on business loans. The first half of the paper will attempt to establish the differences, and the reasons for such differences, in changes between consumer loan rates and commercial loan charges. The second half of the paper will analyze the reasons for these differences in light of bank yields on outstanding loans to consumers and businesses from 1966 through 1983. Finally, current data will be examined from the point of view of the conclusions reached in the report.
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Title
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Guide to selected federal assistance programs for undergraduate students
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Date
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1984
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Summary
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The Federal Government provides financial assistance to individuals enrolled in, or accepted for enrollment in institutions of higher education. This assistance flows through many programs and takes the form of loans, grants and work. In this CRS Guide to Selected Federal Assistance Programs for Undergraduate Students, 10 programs, administered by various Federal agencies, are briefly described.
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